Assets and the Poor: New American Welfare Policy Contributor(s): Sherraden, Michael (Author), Gilbert, Neil (Author) |
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ISBN: 0873326180 ISBN-13: 9780873326186 Publisher: Routledge OUR PRICE: $161.50 Product Type: Hardcover - Other Formats Published: December 1990 |
Additional Information |
BISAC Categories: - History - Political Science |
Dewey: 362 |
LCCN: 90-42236 |
Physical Information: 1.03" H x 5.87" W x 8.93" (1.12 lbs) 344 pages |
Descriptions, Reviews, Etc. |
Publisher Description: This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future. |