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Financial Management for Beginners not only can make you start but finally get ahead and achieve a total money makeover. Experience a life free of financial stress, debts, bills and late payment fees and transform your relationship with money into something stable and pleasant. Gain financial intelligence, peace and freedom.

Man or woman, young adult or a elderly person you are - it doesn't matter. David Stokes's financial planning books are for anyone regardless of how much your income is we'll find a way to budget, save, and increase your net worth. This is not a get rich quick book. But if you won't stop, day-by-day, month-by-month, ask a lot of "How to" questions, you'll budget better and become richer as a consequence.

You can turn a blind eye on your financial problems, but they won't go away. Start getting financial awareness in your life today so you can live a financially independent future. See how budget guidelines, savings rules and flexible spending change the rest of your life. Follow the tips presented in this financial planning and budgeting guide and get your awaited freedom.

This personal budgeting book will provide you with information you are interested and will be needing the most:

• How to create your financial plan and what to do after
• How budgeting helps you meet your goals
• Methods of budgeting for beginners
• Common motivation for budgeting and how to find your own source
• How to get over compulsive spending habits
• Methods for consolidation of credit cards debt and trickling them

and much much more

Money management is an essential skill for everybody who earns, shops or consumes. Financial planning is not part of our educational system. It is normal that we don't know how to live on a budget but it is not normal to stay ignorant about a field of life that guarantees our material survival.