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All right, guys, do you want to turn those lucrative expenses into a reasonable budget? Do you want to turn your dull and tiny bank account into a giant cash machine?

It can be difficult to admit, but we often use money irresponsibly. If you want to build a happy and fulfilling life, you must change the way you spend your money.

Build The Financial Future shows you how to stop accepting debt as normal, eliminate it forever in small increments, and build the financial future you deserve in.

There are tons of books out there that supposedly teach you how to become a millionaire. While some of this advice works, and some doesn't, most of us dream about making millions when our bank account balance isn't even at zero yet - it's negative.

I hate to be the one to say it, but chances are you're being irresponsible about money, right now. Growing up I never had to work a day in my life. I could always get what I want - most of the time, anyway - and if I just saved a bit of my birthday money, I could usually buy that new Xbox or laptop within a matter of months. But if you're serious about building a happy and truly fulfilling life, it can't go on like this forever.